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Showing posts with label economy. Show all posts
Showing posts with label economy. Show all posts
Tuesday, February 2, 2010
However, many people who feel uncomfortable to ask for a raise, especially if the boss did not show signs of care on your workload. So you do not look sok tau, or do not know myself, this is what you must do to apply for a raise:
1. Research
Use, make sure that you are worthy of a raise. Salary rate is dependent on the type of company, area you live, and of course your own abilities. Try to check how much the salary of employees in other places with your level, to get an idea of how much should you ask for an increase. Learn all the rules of promotion or salary increase calculations in your company. Who has the power to make decisions about salaries? Does everyone in the salary range you get the same increase? Make sure also that your company's financial condition and doing well. Now, use this information as a justification for your salary increase.
2. Show your work
Do you deserve a rise? Maybe so, but make sure your boss has seen the results of your hard work. You've worked above the target, and can hold a greater responsibility to the job. This is not the time for you to humble yourself. Write down all your accomplishments, and show that you are ready to show higher performance.
3. Advertise your achievement
Express your value to the company, how to provide a list of additional activities have you done to accomplish your tasks. In times when many companies often do layoffs, this is generally done. Are you able to handle work usually done two or three people? Perhaps it takes hard work, but if you are able, you are entitled to ask for reward. Make an estimate of the value of these tasks, and suggest an upgrade in your salary.
4. Flexible
You might ask a certain number as a pay raise, but do not make fixed price. Stay offer for negotiations and consider all the benefits offered by companies, such as insurance, training, or services abroad.
5. Wait time
If the company already has a season salary increases, perhaps this can be a good time to make extra increase that can be incorporated into the compensation that will be discussed. Of course this also depends on the company's financial situation. Be patient, and wait for the right time to deliver.
1. Research
Use, make sure that you are worthy of a raise. Salary rate is dependent on the type of company, area you live, and of course your own abilities. Try to check how much the salary of employees in other places with your level, to get an idea of how much should you ask for an increase. Learn all the rules of promotion or salary increase calculations in your company. Who has the power to make decisions about salaries? Does everyone in the salary range you get the same increase? Make sure also that your company's financial condition and doing well. Now, use this information as a justification for your salary increase.
2. Show your work
Do you deserve a rise? Maybe so, but make sure your boss has seen the results of your hard work. You've worked above the target, and can hold a greater responsibility to the job. This is not the time for you to humble yourself. Write down all your accomplishments, and show that you are ready to show higher performance.
3. Advertise your achievement
Express your value to the company, how to provide a list of additional activities have you done to accomplish your tasks. In times when many companies often do layoffs, this is generally done. Are you able to handle work usually done two or three people? Perhaps it takes hard work, but if you are able, you are entitled to ask for reward. Make an estimate of the value of these tasks, and suggest an upgrade in your salary.
4. Flexible
You might ask a certain number as a pay raise, but do not make fixed price. Stay offer for negotiations and consider all the benefits offered by companies, such as insurance, training, or services abroad.
5. Wait time
If the company already has a season salary increases, perhaps this can be a good time to make extra increase that can be incorporated into the compensation that will be discussed. Of course this also depends on the company's financial situation. Be patient, and wait for the right time to deliver.
Labels: economy
Practicality and convenience to be the main reason some people use more than one credit card. Credit card not only makes it easier when shopping (because do not have to carry cash), but also useful when you pay the hotel bill when he was out of the country for example.
Credit cards become problematic when you have no self control in using it. So, before you have a credit card, it is important to understand how to use it intelligently.
Syafriady Hutagalung, financial planner, writing in the Financial Consultant Group defines credit cards as a form of loan accounts that can be used continuously within a specified period of time. The man who was familiarly called Adhie continue, in the loan account has been determined that the maximum limit can be used by the borrower. Borrowers can use these funds continuously provided did not reach the maximum limit. Each time a debt repayment of the loan will reduce the balance in the account. This means that funds can be used also increases.
Importantly, the credit card user is the borrower. So, make sure you have a strong self-control in order to use loans wisely. However credit card is debt.
Adhie explained, there are several drawbacks and advantages of using a credit card:
Advantages:
* You will not be charged interest if you pay your debt until paid off in the grace period (prior to maturity) within 25-30 days.
* Simplify the recording because the credit card company will send a report to your account.
* Convenience and can be used when we have no cash for unexpected needs.
* The risk is lower than carrying cash.
* Can be used around the world because the issuing bank in cooperation with international financial networks that are recognized around the world.
* Benefits for its current issuer bank has worked with several merchants to provide special discounts with credit card.
Weaknesses:
* You tend to spend more with credit cards so that higher consumer trends.
* High interest rates. You have to pay high interest for the balance not yet paid.
Tricks:
* Save your credit card for payment by installment system. Do not get stuck to always rely on payment by credit card if you can only pay the loan by installments.
* Do not buy their daily needs through credit cards because you will be addicted and then get stuck with consumer debt. Pay cash for daily basic needs, and save your credit card at home.
* Pay your bills before the due date to avoid interest.
* Pay your bills for the amount of groceries. This means, do not indulge yourself by delaying payment of bills. If you can not, then the self control to not only shop with a credit card.
Credit cards become problematic when you have no self control in using it. So, before you have a credit card, it is important to understand how to use it intelligently.
Syafriady Hutagalung, financial planner, writing in the Financial Consultant Group defines credit cards as a form of loan accounts that can be used continuously within a specified period of time. The man who was familiarly called Adhie continue, in the loan account has been determined that the maximum limit can be used by the borrower. Borrowers can use these funds continuously provided did not reach the maximum limit. Each time a debt repayment of the loan will reduce the balance in the account. This means that funds can be used also increases.
Importantly, the credit card user is the borrower. So, make sure you have a strong self-control in order to use loans wisely. However credit card is debt.
Adhie explained, there are several drawbacks and advantages of using a credit card:
Advantages:
* You will not be charged interest if you pay your debt until paid off in the grace period (prior to maturity) within 25-30 days.
* Simplify the recording because the credit card company will send a report to your account.
* Convenience and can be used when we have no cash for unexpected needs.
* The risk is lower than carrying cash.
* Can be used around the world because the issuing bank in cooperation with international financial networks that are recognized around the world.
* Benefits for its current issuer bank has worked with several merchants to provide special discounts with credit card.
Weaknesses:
* You tend to spend more with credit cards so that higher consumer trends.
* High interest rates. You have to pay high interest for the balance not yet paid.
Tricks:
* Save your credit card for payment by installment system. Do not get stuck to always rely on payment by credit card if you can only pay the loan by installments.
* Do not buy their daily needs through credit cards because you will be addicted and then get stuck with consumer debt. Pay cash for daily basic needs, and save your credit card at home.
* Pay your bills before the due date to avoid interest.
* Pay your bills for the amount of groceries. This means, do not indulge yourself by delaying payment of bills. If you can not, then the self control to not only shop with a credit card.
Labels: economy
Thursday, October 29, 2009
Society has not been looked at as a form of gold bullion investment. In fact, it was far more lucrative than the savings in the bank. Interview (40), private sector employees who live in Ngaglik, Sleman,'ve heard that investing in gold bullion profitable.
"But still afraid to lose and do not know how to game. I also do not understand the mechanism," said Wawan, Thursday (29/10).
Separately, Herianto Kurniawan, a gold shop owner in Demangan Pillars, say, the price of gold that never falls, gold bullion is the investment profitable. "Without work, we enjoy the gold price rises," said Heri.
He estimates the price of gold per month to reach three percent. the price of one gram of gold bullion is now Rp 318,000.
"But still afraid to lose and do not know how to game. I also do not understand the mechanism," said Wawan, Thursday (29/10).
Separately, Herianto Kurniawan, a gold shop owner in Demangan Pillars, say, the price of gold that never falls, gold bullion is the investment profitable. "Without work, we enjoy the gold price rises," said Heri.
He estimates the price of gold per month to reach three percent. the price of one gram of gold bullion is now Rp 318,000.
Labels: economy
Element in the marketing process is not only very important, but also very complex because it related to the efficiency and effectiveness of supply and demand sides. In addition, the course is not easy when in practice managed not only on internal processes within the company alone (between departments), but also involving external parties (eg suppliers, distribution network, consumer, and so on).
Fortunately the development of increasingly sophisticated technology and a variety of instruments ranging from EDI, RFID, CRM systems, ERP systems, etc. used by companies to improve supply chain performance, was more intelligent.
In the era of New Wave, the company's activities in designing, buying, making, and send an item or service, must be more horizontal because connectivity is supported by the power of information technology. Internet technology platform in the initiative Dell Direct2Dell, IdeaStorm, StudioDell and is an example of how design can be done not only in customized, but can also be done communally.
The same practice is also done by many companies ranging from P & G, Starbucks, Nike, and others. The process of buying, making, and send any goods are increasingly integrated and transparent, where the company is no longer seen as suppliers suppliers, distributors as distributors, dealers as a dealer, customer as a customer, but they are all partners. Partners here is not just a nice partner aka dimulut just lip service, but actually partners with the basic principles of Partnering, such as vision, intimacy, and the impact of harmony between the two sides to produce a collaborative process.
Fortunately the development of increasingly sophisticated technology and a variety of instruments ranging from EDI, RFID, CRM systems, ERP systems, etc. used by companies to improve supply chain performance, was more intelligent.
In the era of New Wave, the company's activities in designing, buying, making, and send an item or service, must be more horizontal because connectivity is supported by the power of information technology. Internet technology platform in the initiative Dell Direct2Dell, IdeaStorm, StudioDell and is an example of how design can be done not only in customized, but can also be done communally.
The same practice is also done by many companies ranging from P & G, Starbucks, Nike, and others. The process of buying, making, and send any goods are increasingly integrated and transparent, where the company is no longer seen as suppliers suppliers, distributors as distributors, dealers as a dealer, customer as a customer, but they are all partners. Partners here is not just a nice partner aka dimulut just lip service, but actually partners with the basic principles of Partnering, such as vision, intimacy, and the impact of harmony between the two sides to produce a collaborative process.
Labels: economy
The process is one of the most important marketing factor. In the world of marketing, the process essentially determines the quality (quality), cost (cost), and product delivery (delivery) from the company to its customers. Quality of products and services is a baby a good process, which starts from production to delivery to customers in a timely, effective, and cost efficient.
In the context of quality, the process is how the company is able to create a system that could ultimately provide more value for customers. In the context of cost, companies need to create a process that could improve financial efficiency while prioritizing the best quality for customers. Meanwhile, in the context of delivery is how to make a product delivery process, or service accurately and correctly so as to satisfy the customer. The process of timely delivery could certainly bring a higher value for our customers.
For the creation of good quality, cost efficient, and timely delivery, needed a process value chain that is well and managed well. Therefore, elements in the process related to legacy marketing activities related to creation of value that mengkonek the supply side (raw materials, logistics in the process of production) and demand side (out logistics, marketing and other operational measures).
In the context of quality, the process is how the company is able to create a system that could ultimately provide more value for customers. In the context of cost, companies need to create a process that could improve financial efficiency while prioritizing the best quality for customers. Meanwhile, in the context of delivery is how to make a product delivery process, or service accurately and correctly so as to satisfy the customer. The process of timely delivery could certainly bring a higher value for our customers.
For the creation of good quality, cost efficient, and timely delivery, needed a process value chain that is well and managed well. Therefore, elements in the process related to legacy marketing activities related to creation of value that mengkonek the supply side (raw materials, logistics in the process of production) and demand side (out logistics, marketing and other operational measures).
Labels: economy
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