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Saturday, February 13, 2010
Each person will be excited when buying a house for the first time. Shadows have their own homes, which can be organized and filled with the furniture at will, making you eager to hunt for new homes in the suburbs.
Before you decide to give money to be buying a house, you'll want to consider the terms and conditions of the home buying their own house. However, buying a house is one form of investment. So, do not you feel a loss later. Here are the things you need to consider before buying a house:
1. Make sure you record both
Borrowing money is one way to get a dream house. But the way it would never happen if you had been blacklisted by one of the banks. For example, because you have not completed a record credit card debt or credit without collateral. Each bank will usually send a report on the behavior of customers at other banks (link) so you can not make loans or credit again.
Before your dream house hunting, make sure no false information about your credit line, or no credit score error. For example, the value of the loan limit has been reached so that you can not do loans anymore. If you find a mistake, make sure you either finish it so you can easily borrow more.
2. Consultation with a lender
Ask your friend or relative who has use lending services. They can share experiences and refer you to the bank that was credible. But you also have a duty to examine and compare several quotes from the lenders. Loans will not be rejected if all requirements had been approved.
3. Buying a house when prices are low
There are several housing prices soared up because the infrastructure is complete. Construction of highways, for example, could make house prices rose 50 percent. Therefore, if there is a plan to build toll roads in residential areas that you seek, quickly bought a house before the price goes up. But make sure you also select the area that is not affected by land acquisition.
4. Buying a new house when interest rates are still quite normal
There was a time when lending rates are falling or down. Well, this is also a sign for you to invest in the property world.
5. Make sure that you currently have a sufficient amount of funds
Advances or so signs must be paid in full. Ideally, you have enough savings, at least 20 percent of the price of the house you want to buy.
6. Know the additional costs for homes to be allocated
Signs will be and the money is only one beginning. You also need to allocate funds for the cost of insurance, taxes, and also consulting or administrative fees. This amount should be allocated as an additional payment each month, in addition to the amount you gradually. In fact, you also have to leave the funds for home repairs and maintenance.
7. Be careful with home supply
You must be jelly rate to buy a house. Because the house could be sold at foreclosure homes this status. Find out the background of your home purchase. Save some money to hire experts who can assess and find out about the reputation of the house (security or not, by law, RED) so that later they can also provide feedback about how much money is needed to repair the house.
Before you decide to give money to be buying a house, you'll want to consider the terms and conditions of the home buying their own house. However, buying a house is one form of investment. So, do not you feel a loss later. Here are the things you need to consider before buying a house:
1. Make sure you record both
Borrowing money is one way to get a dream house. But the way it would never happen if you had been blacklisted by one of the banks. For example, because you have not completed a record credit card debt or credit without collateral. Each bank will usually send a report on the behavior of customers at other banks (link) so you can not make loans or credit again.
Before your dream house hunting, make sure no false information about your credit line, or no credit score error. For example, the value of the loan limit has been reached so that you can not do loans anymore. If you find a mistake, make sure you either finish it so you can easily borrow more.
2. Consultation with a lender
Ask your friend or relative who has use lending services. They can share experiences and refer you to the bank that was credible. But you also have a duty to examine and compare several quotes from the lenders. Loans will not be rejected if all requirements had been approved.
3. Buying a house when prices are low
There are several housing prices soared up because the infrastructure is complete. Construction of highways, for example, could make house prices rose 50 percent. Therefore, if there is a plan to build toll roads in residential areas that you seek, quickly bought a house before the price goes up. But make sure you also select the area that is not affected by land acquisition.
4. Buying a new house when interest rates are still quite normal
There was a time when lending rates are falling or down. Well, this is also a sign for you to invest in the property world.
5. Make sure that you currently have a sufficient amount of funds
Advances or so signs must be paid in full. Ideally, you have enough savings, at least 20 percent of the price of the house you want to buy.
6. Know the additional costs for homes to be allocated
Signs will be and the money is only one beginning. You also need to allocate funds for the cost of insurance, taxes, and also consulting or administrative fees. This amount should be allocated as an additional payment each month, in addition to the amount you gradually. In fact, you also have to leave the funds for home repairs and maintenance.
7. Be careful with home supply
You must be jelly rate to buy a house. Because the house could be sold at foreclosure homes this status. Find out the background of your home purchase. Save some money to hire experts who can assess and find out about the reputation of the house (security or not, by law, RED) so that later they can also provide feedback about how much money is needed to repair the house.
Labels: business
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